Our Services - Traditional Investments


Traditional Investments

The notion of traditional investments refers to strategies that invest directly in public stocks, bonds, and cash in order to make a return. These investments tend to have a high correlation to the market and fall into traditional investment categories such as stocks & bonds.


Keybase offers a wide range of traditional investment vehicles. Which you choose will depend on your financial goals, investment objective, and tolerance for risk. Working with a financial advisor will help guide you to the products that suit your investment preference and needs.

  • Contribution Room
  • File a Tax Return
  • Employment Income

Common Types of Traditional Investments

Mutual Funds

Mutual funds are a simple and affordable way to diversity your portfolio. There are a broad range of mutual funds to choose from spanning across different asset classes and geography, which allows investors to find the right solution for any market condition.


Whether you are an experienced investor or a beginner, you have probably heard the word “mutual fund” in today’s marketplace. In short, a mutual fund is a type of financial vehicle made up of a pool of money collected from many investors to invest in securities like stocks, bonds or money market instruments.

Stock Funds ("Equities")

  • Invest mainly in stocks (shares) of publicly traded companies.
  • Offer investors capital appreciation and the potential of higher returns than is available through other asset classes.

Bond Funds ("Fixed Income")

Use the Home Buyers Plan (HBP) to help fund the purchase of your first home!

  • Invest mainly in stocks (shares) of publicly traded companies.
  • Offer investors capital appreciation and the potential of higher returns than is available through other asset classes.

Money Market Funds

  • Invest mainly in short-term debt securities.
  • Cater to investors who want to preserve capital, potentially earn a higher interest rate than a savings account and would like regular interest income.

Mutual Funds: Key Benefits


Investing in a mutual fund gives you instant access to a diversified portfolio of investments. Most mutual funds have an investment focus which means that you might need to invest in more than one fund to achieve greater diversity.

Flexibility & Ease

Mutual funds are easy to access and very liquid investments that you can buy and sell with relative ease. You can also reinvest your distributions in additional fund units.


Mutual funds have low minimum investment requirements, and you can buy them in smaller denominations. This gives investors the ability to make periodic investments.

Professional Management

You can save countless hours of time and energy to monitor the performance of your investments daily. Each mutual fund has a professional manager and when you buy a mutual fund, you get the benefit of their expertise. You don’t have to worry about buying and selling the fund or monitoring the market.

Guaranteed Investment Certificate (GIC)

A GIC is a secure and safe investment option that comes with very little risk because it is guaranteed. The reason why GICs are considered safe investments is that the financial institution that offers them are legally culpable to return the investors’ principal and interest if the financial institution fails or goes under.

Balanced Portfolio

Balanced Portfolio

When it comes to investments it is always a good idea to have a mix of different asset classes that are made up of equity and fixed income. GICs are an ideal fixed income alternative since they do not carry fees or service charges.

Staggered Maturity Dates

Staggered Maturity Dates

When you invest in mixed GICs you can stagger the maturity dates for each one independently to benefit from higher interest rates if they continue to rise on a yearly basis. The result being that a portion of your savings will increase each year.

Short-term Savings

Short-term Savings

Want to save for something short-term? A short-term GIC can typically be locked in for a short as 90 days and can often provide a higher interest rate than a regular savings account.

ETF Portfolios (Mutual Fund ETF's)

Exchange-Traded Funds (ETF) Portfolios are mutual funds that invest in ETFs.


Designed for investors who would like exposure to a selection of ETFs within a convenient structure of an actively managed mutual fund. The portfolios are designed to align with your unique investment goals at a cost-effective price.


Experience the benefits from both the ETF and Mutual Funds in a simplified solution and speak with one of our advisors today.