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Traditional Investments
The notion of traditional investments refers to strategies that invest directly in public stocks, bonds, and cash in order to make a return. These investments tend to have a high correlation to the market and fall into traditional investment categories such as stocks & bonds.
Keybase offers a wide range of traditional investment vehicles. Which you choose will depend on your financial goals, investment objective, and tolerance for risk. Working with a financial advisor will help guide you to the products that suit your investment preference and needs.
- Contribution Room
- File a Tax Return
- Employment Income
Common Types of Traditional Investments
Mutual Funds
Mutual funds are a simple and affordable way to diversity your portfolio. There are a broad range of mutual funds to choose from spanning across different asset classes and geography, which allows investors to find the right solution for any market condition.
Whether you are an experienced investor or a beginner, you have probably heard the word “mutual fund” in today’s marketplace. In short, a mutual fund is a type of financial vehicle made up of a pool of money collected from many investors to invest in securities like stocks, bonds or money market instruments.
Stock Funds ("Equities")
- Invest mainly in stocks (shares) of publicly traded companies.
- Offer investors capital appreciation and the potential of higher returns than is available through other asset classes.
Bond Funds ("Fixed Income")
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- Invest mainly in stocks (shares) of publicly traded companies.
- Offer investors capital appreciation and the potential of higher returns than is available through other asset classes.
Money Market Funds
- Invest mainly in short-term debt securities.
- Cater to investors who want to preserve capital, potentially earn a higher interest rate than a savings account and would like regular interest income.
Mutual Funds: Key Benefits
Diversification
Investing in a mutual fund gives you instant access to a diversified portfolio of investments. Most mutual funds have an investment focus which means that you might need to invest in more than one fund to achieve greater diversity.
Flexibility & Ease
Mutual funds are easy to access and very liquid investments that you can buy and sell with relative ease. You can also reinvest your distributions in additional fund units.
Affordability
Mutual funds have low minimum investment requirements, and you can buy them in smaller denominations. This gives investors the ability to make periodic investments.
Professional Management
You can save countless hours of time and energy to monitor the performance of your investments daily. Each mutual fund has a professional manager and when you buy a mutual fund, you get the benefit of their expertise. You don’t have to worry about buying and selling the fund or monitoring the market.
Guaranteed Investment Certificate (GIC)
A GIC is a secure and safe investment option that comes with very little risk because it is guaranteed. The reason why GICs are considered safe investments is that the financial institution that offers them are legally culpable to return the investors’ principal and interest if the financial institution fails or goes under.
ETF Portfolios (Mutual Fund ETF's)
Exchange-Traded Funds (ETF) Portfolios are mutual funds that invest in ETFs.
Designed for investors who would like exposure to a selection of ETFs within a convenient structure of an actively managed mutual fund. The portfolios are designed to align with your unique investment goals at a cost-effective price.